COSTA RICA
MORTGAGE LOANS
Funding Your Project Is Made Easy
Our Process
Integrity, Expertise, and Track Record
Direct Lending
Work directly with the lending institution—no intermediaries.
Bilingual Support
Your case will be managed by an experienced, bilingual loan specialist fluent in English and Spanish.
In-House Funding
We do not advertise or outsource your loan. All financing is provided through our internally managed capital by a legally registered and accredited entity operating in Costa Rica since inscribed in SUGEF since 2019.
Our Services
Loan Consulting
Due Diligence & Underwriting
As part of our due diligence process, we often uncover issues within the property that could cause delays or complications if left unresolved. By securing a loan with Costa Rica Mortgage Loans (CRML), your property is evaluated and underwritten by a highly experienced collateral management team—ensuring your investment is protected from the outset.
Privacy & Legitimacy – Protect Yourself
When considering mortgage loan providers, it’s essential to verify the origin of the funds and ensure the lending entity is fully registered, accredited, and compliant with local tax regulations. At CRML, we maintain full legal and financial transparency, offering peace of mind and security throughout the process.
Flexible Financing Options
Unlike third-party investors or unformalized lending entities or individuals, we finance all loans with internal capital, allowing us to offer some of the most flexible repayment terms in the market. We assess a wide range of property types throughout Costa Rica, with a primary focus on value, liquidity, and income potential.
Traditional banks and many private lenders often face limitations due to narrow lending criteria and limited administrative capacity to provide solutions in imperfect or complex circumstances. At CRML, we offer a more adaptive, case-by-case approach—delivering funding solutions where others may not.
Streamlined & Personalized Process
In addition to meeting legal requirements, our underwriting process is customized to each specific loan. We do not rely on a standard checklist; instead, we request only what is relevant to your case. Each loan is personally reviewed by an experienced underwriter, making the overall process faster, more agile, and client-focused.
Inscribed in SUGEF since 2019.
In 2019, Costa Rica strengthened AML (anti-money laundering regulations), bringing mortgage lenders like us under formal financial supervision
Logos
200+ Reviews
400+ Reviews
100+ Reviews
200+ Reviews
